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Specialty Loan Programs

More Options To Meet Your Needs

At Bank of England Mortgage, we understand that not everyone can qualify for conventional loan programs. That’s why Bank of England Mortgage, now offers specialty niche programs in addition to our traditional home purchase options that can help you achieve your home-ownership goals.

We Offer A Variety Of Programs:

  • Financing available 1 day out of bankruptcy, foreclosure, short sale or deed-in-lieu
  • Financing available even if in a current Chapter 13 Bankruptcy, with a 12 month on time Trustee payment history
  • Borrow up to 80% of the value of the home
  • Late mortgage payments in the last 12 months acceptable
  • Non-warrantable condos acceptable
  • 100% gift funds allowed
  • Foreign National program — non-US credit accepted
  • No pre-pay penalty on owner-occupied or second homes
  • Bank Statement Program for self-employed borrowers
  • No maximum properties financed — can close in LLC (Limited Liability Company)
  • Investment property purchase or refinance can use subject cash flow for income and we offer No Doc/No Ratio programs too
  • Asset Depletion available — can use assets for income
  • Loans up to $2 million
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