Specialty Loan Programs

More Options To Meet Your Needs

At Bank of England Mortgage, we understand that not everyone can qualify for conventional loan programs. That’s why Bank of England Mortgage, now offers specialty niche programs in addition to our traditional home purchase options that can help you achieve your home-ownership goals.

We Offer A Variety Of Programs:

Financing available 1 day out of bankruptcy, foreclosure, short sale or deed-in-lieu
Financing available even if in a current Chapter 13 Bankruptcy, with a 12 month on time Trustee payment history
Borrow up to 80% of the value of the home
Late mortgage payments in the last 12 months acceptable
Non-warrantable condos acceptable
100% gift funds allowed
Foreign National program — non-US credit accepted
No pre-pay penalty on owner-occupied or second homes
Bank Statement Program for self-employed borrowers
No maximum properties financed — can close in LLC (Limited Liability Company)
Investment property purchase or refinance can use subject cash flow for income and we offer No Doc/No Ratio programs too
Asset Depletion available — can use assets for income
Loans up to $2 million