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At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude.

Bank of England Mortgage offers the strengths of a strong capital base, a solid and committed business plan and experienced management along with the assurance of a successful track record.

Bank of England Mortgage knows the world of mortgage loans can seem complex. That’s why our mission with each client is simple: provide the best loan, with the lowest possible rate, while executing the highest standards of customer service.

Since our doors opened in 1898 in England, Arkansas, Bank of England has been providing down home exceptional service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at our industry’s best pricing. Our management team has a combined 150 years of mortgage experience and is actively involved as members and board members on local, state and national mortgage broker and banker associations.

Building on that foundation, we have grown to a company of more than 1000 employees with branches in over 39 states. We have 99 locations nationwide to serve your mortgage needs.

We understand you’re making a commitment in buying a new home, refinancing or cashing out the equity in your home. You can be certain that we will do our utmost to answer all of your questions so you can be confident that you have the best rate to fit your personal needs. Our mortgage professionals are standing by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.


  • We have fast, stress-free closings with arguably the industry’s most efficient home loan process.
  • Easy and quick pre-qualifications.
  • We are located in Mission Viejo, California and we are involved in our community.
  • Single point of contact from pre-qualification to close.
  • Processing and underwriting in-house. Decisions made locally.
  • Individualized and hassle-free service. One size does not fit all.
  • Extensive product knowledge.
  • Nationwide Lending, All 50 States.
  • Self-employed cash flow-solve road blocks other lenders run into. – 50% of our business is self-employed borrowers.
  • An Extensive range of products – Multiple products to fit your specific mortgage goals.
  • We honor our heroes
  • Prepare buyers up front (doc. checklist, things to do vs. not to do during the loan process).
  • Stamp of approval from local realtors
  • Security of an FDIC insured bank
  • New Construction Loans receive underwriting decisions within 30 days of the executed contract.
  • Parallel Partnerships vs. Downstream Relationships
  • Funding arrives at the closing. No waiting hours for funds.
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