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Construction Loan

Contact your local BOE Mortgage branch to learn more about FHA and VA One-Time-Close Construction Loan

Conventional, FHA and VA One-Time-Close Construction Loan

Why worry about re-qualifying or incurring additional costs? Designed stick built housing, this program offers an all-in-one financing option for construction, lot purchase, and permanent mortgage funding with one closing.

Program Benefits

  • Up to 85-95% LTV through Conventional (FNMA)
  • Up to 96.5% LTV through FHA or 100% through VA (not including funding fee)

Financing Eligibility

  • Available through FNMA, FreddieMac, FHA & VA
  • A minimum qualifying credit score
  • 15 and 30 Year Fixed Rates available
  • 1 Unit Single Family Residences, Vacation/Seconds Homes; Owner Occupied Only


** Ineligible States (NY, NJ, AK, HI )**

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